A Ban on Short-Term Rentals Is Terrible for Homeowners, And Our City

Do you own a home in San Diego? The homeownership rate for the county is around 55% so there’s a good chance you do.  The proliferation of companies in recent years tailored to improve housing efficiency and financial opportunities for home owners has led to many ways in which property can be utilized that did not previously exist.  It is changing the entire idea of what homeownership means for many.  Instead of a 30-year liability that eats up 30 – 60% of take home pay, owners are increasingly able to reduce this liability and/or have more options and flexibility in their lives.

For some, these opportunities are to rent a spare bedroom in the home they occupy to earn money.  For others, it is the opportunity to rent their home while they are on vacation – in some cases paying for the entire trip while using what would be an empty house.  Instead of renting out their home while away, some use home-swapping to explore a new part of the world.  An older couple on my block uses home-swapping about once a year – last year for a month visit to family on the East Coast and this year for a month-long visit to Italy.  These are all great options for people that elect to utilize them, and that largely benefit individual homeowners.

All of these examples do not reduce housing stock for local residents.  They also are part of systems in which homeowners have a very significant stake in making sure guests are polite, quiet, and considerate.  No one wants their home trashed or to hurt the neighborhoods they live in.  I recognize that there are outliers in which homes have been destroyed by short-term tenants.  It’s worth noting that Airbnb alone books more than 100,000 rooms per night – the horror stories that make the news comprise a very small percentage, likely less then .01% of bookings.  In the rare instances in which such issues do occur, I have yet to see an example in which Airbnb does not fully remedy the situation for the homeowner.

Platforms like Airbnb, VRBO, HomeExchange, and others are becoming more mainstream but we are still in the very early days of these tools.  The Wall Street Journal this week highlighted how large extended families are utilizing short-term rentals to connect with far-flung relatives.  The article noted that “nearly 1 in 4 travelers has switched in the past two years to vacation-rental homes from hotels or condos”.  This growth is significant and increasing.  It represents an incredible opportunity for local economies, in particular home owners and local businesses.  Visitors now have the opportunity to stay in real, dynamic, attractive neighborhoods.

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My most recent guest enjoyed playing with my kids and even gave them books she had illustrated.

Here in San Diego locals can host visitors from all over the world to experience North Park, Little Italy, Ocean Beach, and other fantastic neighborhoods.  It gives a far superior experience for many than staying in Hotel Circle or Downtown.  The ripple effects from this for the reputation and long-term prospects for San Diego are enormous.  We used to be known for beaches, Tijuana, SeaWorld, and the Zoo.  Look at us now – world-wide recognition for the beer industry, industry leading research in science and telecommunications, and thriving neighborhoods with great restaurants and cafes opening daily.  The latter is what our guests can now experience in a realistic way and the reason so many people want to move here.  It shouts: “We’re a real city!”  Beaches and a laid-back attitude will (hopefully) always be part of the San Diego identity.  But we’re not a tourist attraction cultural backwater.  We’re a fully fledged modern American city with the full range of amenities that entails and full of passionate, intelligent, fit residents working to better our region and world – and have a great time doing it.

We can build on this momentum and put San Diego on the top of everyone’s list for places to live or visit.  It will be difficult if our approach is to bar visitors from having an authentic experience of our best neighborhoods.  That’s a good enough reason for me to think a ban on short-term rentals is a terrible idea.

On top of handicapping our ability to attract great people and showcase all the good things happening here we would also be directly harming every property owner in San Diego.  Economic winds change, personal illnesses occur, and people get older with big, empty houses.  The ability to benefit San Diegans all across the city by utilizing unused space in their own homes is an absolute win for everyone.  It can mean the difference between a foreclosure and staying in your home.  It can mean social connections for empty nesters on a fixed income.  It can mean new friendships established and a chance for proud residents to personally show guests what a great city we have.

The types of opportunities are as large as they are varied but are not assured to remain.  Carlsbad just passed a law to ban any sort of short-term rentals in much of the city.  That is a severe reduction in property rights of homeowners.  If you have four bedrooms and three are empty you are explicitly barred from hosting a guest for fewer than 30 days.  Yes, you can get a long-term roommate who will then enjoy tenant rights.  I’d guess that many that might be willing to host a couple for a weekend likely aren’t looking for a long-term housemate.  This rule also prevents homeowners for utilizing their home while on vacation, explicitly preferring to see properties sit empty rather than be used.  An empty house is an inefficient use of space, a reduction of dollars in the local economy, and can be a safety issue as empty homes are sometimes targeted for theft.  Santa Monica recently passed rules that also eliminate the ability of homeowners to rent their home while away.  Good-bye home-swapping or a paid-for vacation for property owners in that town.

Will San Diego follow the lead of Santa Monica and Carlsbad and take away from our economy and the pockets of individual home owners?  I hope not, and hope that if these sort of rules are passed here the elected officials responsible will be held accountable.  We are talking about reducing the utility and freedom that residents enjoy in their own abode.  The largest asset and most private place that we enjoy would be negatively impacted.  This is not a trivial matter, and certainly not one in which drastic action should be taken across the entire city hastily.

If you support short-term rentals in San Diego please share your voice here.  This support will be presented to the City Council.

A Request for Airbnb Visitors to San Diego

The City of San Diego is currently considering new regulations on short-term vacation rentals like Airbnb.  These regulations could potentially ban this type of property use for the entire city.  Currently the city is pursuing a case against a retired school teacher for renting out rooms  in her home via Airbnb with potential fines of up to $250,000.  There are also groups organized to push for restrictions and a ban on short-term rentals.  Nearby cities like Carlsbad and Santa Monica have recently passed very restrictive rules regarding short-term rentals and there is a real possibility San Diego could be next.

If you have enjoyed visiting San Diego using Airbnb, VRBO, or other short-term accommodation please take a moment to share your story.  I am part of a group of San Diegans that are working to preserve this opportunity for visitors and residents alike, to benefit our city socially, culturally, and economically.  If you have friends or family that have visited San Diego using a short-term rental please pass along this request to them.

Please share your voice at: http://www.strasd.org/share-your-voice

We will present all of the support for short-term rentals to the City Council in our efforts to ensure this property use remains a possibility for homeowners in San Diego.  Thank you!

A sample Airbnb property in Pacific Beach.
A sample Airbnb property in Pacific Beach

Hard-Boiled Eggs – Best Instructions (Yet)

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Items needed: eggs, pot with lid, water, stove

We like to eat hard-boiled eggs in our house.  However, we’ve gone through a number of different instructions on how to make them best.  Our issue has been that they are often not easy to peel.  Our current method is below, courtesy of Mama Joyce.

  1. Put eggs in pot.
  2. Add water until eggs are covered.
  3. Bring to full roiling boil on stove.
  4. Turn off heat, keep cover on pot.
  5. Let sit 30 minutes.
  6. Remove eggs from water, put in refrigerator.

We enjoy hard-boiled eggs because they’re filling, cheap, and can be eaten plain, in a salad, or a number of other ways.  We typically buy organic or local farm eggs for $4.99 a dozen, which is 41.5 cents per egg.  Two eggs with a big slice of homemade bread and some cheese or carrots is a great lunch you can easily take to work, the beach, or the park.

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Put eggs in pot, cover with water
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Bring water to boil
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Label container, compost when eggs are all gone.

 

 

 

 

 

 

 

 

 

Have a better method to cook eggs? I’d love to hear it.

Monthly Financial Summary – Spreadsheet Tool

For a number of years I’ve put together a monthly summary of my financial accounts, just to take a few minutes each month to see where things stand.  Are things going in the right direction? If not, what is the reason?  It is a big help to take a look at the big picture of where things stand financially.

After getting married my wife and I have continued to use a simple summary spreadsheet and sit down each month to take a look and discuss.  It’s a great way to make sure we’re on the same page and aware of where our money is going.  I wanted to share my spreadsheet in case it’s of use to others.  It’s basically just a simple list of all the accounts we have – credit cards, investments, bank accounts, student loans, mortgage, etc.  We add a column each month for the current balances and I added a couple of formulas to show the change for each account month-to-month and for the year in total.

It’s a simple tool, but simply having a good idea of all the accounts you have and how they change is something I find few people do.  If you’re married or sharing accounts with another person, it’s also a really good opportunity to discuss goals and issues that otherwise might go unspoken.  You can also use Mint for more detail on your transactions and for creating budgets or tracking trends.  It’s really good and really easy to use.  Mint is also a big help in putting together the monthly summary since it has your current account balance all together in one place.

If you’re interested in learning more about money and saving I highly recommend the Mr. Money Mustache website and reading the book Early Retirement Extreme.  They are great and somewhat unconventional resources for having a full life and full wallet.

Download file here (Excel): Monthly Financial Summary – Template

Bike to Work Day – Postponed to Friday, 5/29 (Meet Me at 28th & B!)

NOTE: Edited due to postponement of Bike to Work Day to Friday, May 29th.


Friday, 5/29, is the postponed date for Bike to Work Day in San Diego and many other places across the U.S.  (Of course, there’s no reason that every day can’t be bike to work day but that’s largely reserved for the ultra-awesome.)  I’m going to be hosting a “pit stop” on behalf of BikeSD in Golden Hill at the corner of B Street and 28th Street.  The pit stop will be open from 6 AM to 9 AM.

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Up for grabs – official T-shirt, Clif Bars, Zico coconut water, Suja juice, magazine, bike lights, and more!
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Stop by our pit stop, get 25% off at SD Bean Bar Downtown (next to Central Library). Sweet!

You should come by and enjoy free shirts, snacks, drinks, and other goodies.  There is potential for rain in the forecast so I’m also packing extra tents you can relax under while enjoying the cool morning with other fun people.  I’ll also be tallying everyone stopping by the pit stop so help me represent and top the attendance list.  (No, I don’t think there’s a prize for that but I’m crossing my fingers for official bragging rights.)

Check out these photos for a sampling of what’s waiting for you at 28th & B on May 29th.  Even if you’re not going to work, cruise on over and hang out for a bit!  May is also “Bike Month” in San Diego and BikeSD is hosting a Bike Month Bash party on May 30th to celebrate.  If you’re not already biking this month, start today and you’ll have something to celebrate on the 30th.  Register today!

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Some quality reading material you can read while pretending to work!
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I organize the annual Bikes & Beers SD event so you can score a free sticker and glass. Exclusive to 28th & B pit stop!

Share Your Support for Airbnb and Short-Term Rentals in San Diego

If you value the existence of short-term rentals in San Diego and platforms like HomeAway, VRBO, and Airbnb please share your thoughts to ensure they remain available here.  The San Diego City Council is currently considering new rules and regulations for this type of property use which includes a potential ban, strasd-logo-w375among other possibilities.  The Short-Term Rental Alliance of San Diego (STRASD) is a grass-roots group of San Diegans that has organized to give a voice to responsible hosts here and the benefits that short-term rentals provide to the city.

The City Council Smart Growth and Land Use Committee held a hearing on April 22nd attended by hundreds of San Diegans on this issue and will have another hearing on May 29th.  For many, it is not possible or difficult to attend in person and voice an opinion.  STRASD has created an online submission option you can use to add your thoughts and why you support short-term rentals here.  Whether you are a property owner, a visitor to San Diego, a local business, or anyone else that supports platforms like Airbnb your voice is important and needs to be heard!  STRASD will compile the submissions and present them to the City Council.  Please take two minutes (or more) and add your perspective.  It really makes a difference.

You can make your submission via the “Share Your Voice” link at the top right of the STRASD website, or via this direct link.  Thank you for speaking up.

The following is my submission, as an example.  Yours can be shorter or longer – the important thing is that you make a submission.  If you’re not familiar with this issue or would like to discuss I’d be happy to talk with you, just drop me an email or phone call.


I am an Airbnb host in North Park and love the platform and the opportunities our family has due to it. We bought our home two years ago, and the presence of a second legal and permitted unit on the property was the primary consideration outside of neighborhood for us. We exclusively use Airbnb when we travel and wanted the opportunity to be a host in San Diego. We are a one-income family and planned on the income from the second property to allow us to spend quality time with our young children. A ban on renting our property on a short-term basis would be a major issue for us and may cause us to sell our home and potentially leave the region as well.

It’s not all about the money though. For us and for many hosts there are many factors at play in being hosts on Airbnb. We are able to accommodate friends and family in town (no return on investment) due to the flexibility provided. We are able to help move San Diego away from solely being a car-focused place by encouraging bike use (provided), bus, etc. Many guests do not bring a car, they walk around the neighborhood and improve the conditions around parking and traffic for all. We can show off our great neighborhood of North Park and the many businesses located here. I give all of our guests great San Diego beer to help promote one of our most recognized industries. We’re also able to host parents of friends that otherwise would be miles away instead of a short walk.

During the time we’ve owned this property we’ve made many improvements to the cottage we rent out, hiring local electricians, plumbers, construction workers, and other service providers. We also pay a neighbor to clean the cottage at an hourly rate that is more than double the existing minimum wage. The positive economic impact for San Diego provided by platforms like Airbnb and VRBO is significant and on top of indirect effects like restaurant purchases and zoo tickets the dollars paid for the lodging itself benefit our local community by staying with owners that live and spend here, not hotels that take the money out of our city.

Please keep ordinary San Diegans like us that are good hosts and care about and are involved in our community in mind when contemplating any regulations or rules on short-term rentals. This is a great opportunity for many people in the city that should not be eliminated due to a very few problem locations. Thank you.

Close Florida Drive Now. Right Now.

As I recently wrote about, Balboa Park is a city treasure, enjoyed by locals and visitors alike.  It is also home to many high-speed roads which greatly diminish the quality of the park, use large amounts of high-value land, and pose health dangers immediate (being crushed by a car) and long-term (developing asthma and other disease due to very poor air quality in San Diego).  It is time to eliminate the most superfluous high-speed road in Balboa Park – Florida Drive.

This year is the 100th anniversary of Balboa Park and there would be no better way to celebrate that than by returning a significant portion of the park to it’s natural state.  (Or at least we can offset the deletion of another canyon in Balboa Park by the San Diego Zoo that is currently approaching completion.)  We can expand the size of the open park space, and the quality, by closing Florida Drive to automobile traffic.  To avoid inconvenience to cars – which must be the first consideration for a conversation to even start – this would only be a closure of Florida Drive from Morley Field Drive to Zoo Place.

Area of Florida Drive to close to autos immediately
Area of Florida Drive to close to autos immediately

San Diego’s canyons are a tremendous asset for the city and residents.  They are a tiny foothold for local flora and fauna in our beautiful and bio-diverse region.  They provide an opportunity for our youth to experience the outdoors in their backyards, across the city.  They show that we value nature, heritage, and the environment.  They are well worth protecting and in this case, worth restoring.

Florida Drive mirrors Park Boulevard and a closure of this portion of Florida would have little to no impact on vehicle traffic.  It certainly would not cause back-ups.  At the same time, it would provide a peaceful setting for those enjoying the canyon and an expanded sanctuary for the snakes, lizards, birds, and other animals that call this area home.  A park should be a park, not an extended Interstate on-ramp that is a park in name only.

How to proceed:

  1. Immediately install temporary concrete bollards blocking Florida Drive to automobile traffic at the Intersection of Morley Field Drive and Zoo Place.
  2. Monitor traffic counts on adjacent roadways to determine impact on traffic flows and overall safety for a 6-month period.
  3. Remove three-quarters of Florida Drive (East side) and replant with native trees which will flourish in the natural creek setting of the canyon bed.  Convert remaining one-quarter to a two-way bike path and install a gravel running path on the West side of the pavement.
  4. Enjoy the quiet and peacefulness of a greatly improved piece of San Diego’s premier park, all done at little cost and with great benefit that will only increase in the coming years.

We can do this, and so much more to make our city better.  All we have to do is choose to do so.

Beautiful trees and shrubs with many birds are found in Florida Canyon, but loud and dangerous cars diminish the area.
Beautiful trees and shrubs with many birds are found in Florida Canyon, but loud and dangerous cars diminish the area.

[Also posted on San Diego Free Press website. And thanks to VOSD for inclusion in the 5/13 Culture Report!]

Running – Best Sport Ever

I don’t get to run as much as I used to, but appreciate the opportunity when I can find time.  My favorite sport to play is basketball but there is no better sport than running.  No teammates, no equipment (other than maybe shoes and clothes), and thus no excuses.  It’s you against you, fighting fatigue, pain, and weakness.

It’s a sport where grit and determination count more than natural ability.  Everyone has a chance to be a champion when it comes to running.

Stop Package Theft – Simple Steps You Can Take To Avoid Losses

With the rise of Amazon, Etsy, and other Internet businesses there has been a marked increase for many in the amount of package deliveries.  The convenience of home delivery and the vast array of products online, many at discount prices, has been a boon for customers around the world.  Unfortunately, these deliveries have also presented a new easy target for theft in many places.  That has been the case in my neighborhood, so I wanted to share some tools I use to reduce the risk of theft.

This man wants to steal your packaged trinkets. Credit: https://www.flickr.com/photos/saxonmoseley/288741595/
This man wants to steal your packaged trinkets. Credit: https://www.flickr.com/photos/saxonmoseley/288741595/

 

Sign up for package delivery alerts

  • FedEx – Create and account, “My Profile”, via the link at the top right for a multitude of options regarding your packages.  Use the “Delivery Manager” to set specific actions for when a package arrives so you don’t miss it.  My method is to receive a text message when the package is delivered – it usually arrives within a minute of the package delivery.  You can also do other things like set a Vacation Hold to avoid packages sitting on the porch while you’re gone.
  • UPS – Create an account via link at top “New User” for options similar to those available on FedEx, though I find the FedEx site more polished and with more options.  Use “Delivery Alerts” to set specific actions for package deliveries.  As with FedEx, I use text alerts when a package arrives.  If you prefer to know in advance, you can get email or text alerts the day of or day before a package arrives.
  • USPS – USPS does not currently have the same breadth of tools as UPS and FedEx, but you can still create an account with some useful tools.  Use the “Register / Sign In” link at the top right to start.  I primarily use USPS to hold mail delivery while we’re out of town.  Hopefully they’ll add package delivery options in the near future.
  • OnTrac In San Diego, OnTrac completes a fair amount of deliveries for Amazon though it seems recently that USPS is doing more of that work.  Their website options are very limited, and from conversations with company representatives they do not have similar tools to those for other delivery providers.

Know your neighbors

  • No one knows your habits and schedule like your neighbors.  Creepy, right?  Exchange your contact information with your neighbors and be a nice person and they’ll probably be happy to pick up a package that’s sitting on your porch if you’d like.  If you have the delivery notifications mentioned above set up, you can even call them when there’s a package at your place.  Your neighbor probably doesn’t have a formal registration system, but cookies are usually a good starting point.

Install a security camera

  • I installed a security camera above our front door to record anyone coming to our home or passing by.  It’s also visible from the street so hopefully acts as a deterrent to those considering approaching with ill intent.  I opted for the Dropcam Pro due to ease of installation, price point, and low monthly fee structure (which is optional).  It cost me $149 plus $10 per month for 7-day online recording, so I can review the tape and save clips if anything happens.  The price per month per camera decreases quite a bit if you add additional cameras.
Our front door camera and grumpy old man sign.
Our front door camera and grumpy old man sign.

 

Report thefts that do occur

  • If you do have a package taken, or other items stolen make sure to report it to the police.  Chances are that you won’t get your item back, but the theft will be entered in the official system and may result in increased patrols or better data for the police to address area issues.  If they don’t know, they can’t help.

Have you had packages stolen from your property?  Have other tips to avoid this problem?  Share them, I’d love to hear.  Cheers!

Common Ground on Airbnb in San Diego

The debate about short-term rentals, including sites like Airbnb, Flipkey, VRBO, and Craigslist continues in San Diego.  The San Diego City Council Smart Growth & Land Use Committee held a public hearing on April 22nd that was attended by hundreds and will be continued in a hearing to be held on May 29th.  To date, four council members have issued memos on the issue (click links for full memos):

San Diegans waiting to attend the April 22nd hearing
San Diegans waiting to attend the April 22nd hearing

While there are a broad number of issues that have been raised, there are also some very major points that nearly everyone agrees on.  These basic points should be the baseline for any proposed rules or regulations.  They include:

  • Everyone should pay the hotel taxes due
    • Anyone renting out a property or a part of a property is responsible for timely and full payment of the San Diego hotel taxes – for most, that is a transient occupancy tax of 10.5% and a tourism marketing district assessment of .55%. (For more details on the taxes click here.) These taxes are not being debated although the City Treasurer could do more to improve the payment system including acceptance of credit card payments, a payment profile system to save account information and history, and acceptance of zero due filings.  Additional staff for the Treasurer’s office to collect back taxes would likely pay for itself many times over in addressing current non-compliant properties.
  • Owner-occupied properties should be allowed to host guests
    • The horror stories of late-night parties, loud noise, and heaps of trash no doubt reflect reality in some instances.  These types of issues are far more likely to occur in a non-owner occupied property.  I have heard very few people that want to prevent a widower from renting a room in their house, or a young couple trying to pay bills renting a spare bedroom.  Home owners should not be curtailed in their ability to rent space on their own property.  There do not seem to be many San Diegans that would agree with the City Attorney prosecuting a retiree in Burlingame for renting rooms in her own home. (Other than perhaps her private investigator neighbors.)
  • Enforcement of existing nuisance laws and fines for bad actors
    • Late-night noise, property damage, trespassing, and other issues have existing laws on the books.  These should be enforced and property owners held responsible for the behavior taking place on their property.  Additionally, most parties support fines for bad actors on an escalating scale.

Hopefully the city council will take these common ground, and common sense, items as a starting point for any proposals put forward.  Other issues remain and will likely be contentious but with very strong support across the board for the above items there is no need to muddy the conversation with issues that are not being debated.